Universal Merchant Services has been providing businesses with NO Fee Fixed Rate Credit Card Processing saving them on average 15-40%! In addition to credit card processing we offer Gift Card Programs, Check Verification Services and E-Commerce Solutions

Why Loyalty Matters is based on most comprehensive study of loyalty ever conducted. Loyalty is essential for business success and overall happiness.

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

Customer Rewards Programs – Learn how customer rewards programs can improve sales, create brand loyalty, and provide targeted marketing opportunities.

Smart Card Loyalty, iBonus loyalty system offer loyalty reward cards system for loyalty based business model in Dubai, UAE, India, Africa etc.

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

The world’s top brands turn to us for loyalty management, consumer rewards, rewards fulfillment and card benefits

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.

Custom key tags and keytag printing, membership cards with bar coded key tag for scanning. Loyalty programs for car dealers, retail stores and many others.